The coverage that you have on your policy is one of the most important steps prior to ever having an accident. Having the correct insurance will protect you in case the other driving does not have insurance and you have to use your policy to pay for your damages and injuries.
The key points to review in your policy are:
- Policy limits and deductibles
- Towing, rental vehicles
- Windshield coverage
You should have a declaring page from your insurance company that shows the information above. Make sure the information is what you specified to your agent. If not contact your agent immediately and request a change.
There are six types of basic insurance. They may be called other terms from what is listed below but these 6 cover the most widely used terms. These types may vary between states and certain states requirements may be different or not offered. Check with your insurance agent if you have questions.
Insurance limits are important. You should have enough coverage to protect your family and home in case of an accident. Insurance companies sell umbrella policies which can protect you to 1 million dollars. Check with your agent & review your policy.
If you or a loved one has been injured in a New Jersey auto accident or Philadelphia car accident contact an experienced New Jersey auto accident attorney. The insurance companies are not on your side. Call Philadelphia car accident attorney and protect your legal rights.
The Law Office of Andrew A. Ballerini
Harvard Law Building
1522 Route 38, Suite 202
Cherry Hill, NJ 08002-2214
Phone: 856-665-7140
Toll free: 800-989-5297 (LAWS)
Fax: 856-665-8885
